19. Buy new bike from government scheme!

I don't really need a new bike, but since I never get anything from the government, I thought I would take advantage of the "Cycle to Work" scheme where you get taxfree bikes and equipment! Except the guy in the shop didn't tell me until I had handed over my credit card that you need to spend in excess of £200... Which means I've just bought a new bike and paid VAT on it....